An extended car warranty is an add-on service that protects your car from future breakdowns. It kicks in after your standard manufacturer’s warranty expires and covers repairs for a longer period of time. Extended car warranties come in many different forms based on your car make and model. But regardless of which type you choose, they generally last anywhere from 36 months to 60 months after your original car purchase date. The length of coverage will differ based on your car’s make and model and how much you pay for the warranty. Generally, the more you pay upfront for the warranty, the longer the coverage lasts. The following list outlines the typical coverage time frames offered by some of the most popular extended car warranty providers:

What’s included in an extended car warranty?

The main benefit of a car warranty is that it covers the cost of fixing your car if it breaks down. In most cases, an extended car warranty will cover everything listed above as well as additional items like roadside assistance and tire rotations. Depending on the length of coverage provided, an auto warranty may also cover routine maintenance like oil changes, transmission flushes and tire rotations. Some extended car warranty providers also provide roadside assistance with the option of choosing a specific service based on your needs and budget. The cost of an extended warranty varies depending on the length of coverage and the specific provider. The average cost of a 36-month extended warranty is about $2,000, while a 60-month extended warranty costs about $3,000.

What’s not included in an extended car warranty?

If you already have a standard manufacturer’s warranty, an extended car warranty will not replace it. Instead, it will kick in once your standard warranty expires. Extended car warranty providers will generally only provide coverage for a few specific and common vehicle repairs. For example, if your car battery goes bad, an extended car warranty will not replace it. Instead, it will cover the cost to replace the battery. Extended car warranties do not cover routine maintenance like oil changes or tire rotations. If you take your car in for these types of repairs, you will still have to pay the full cost. Extended car warranties also do not cover mechanical wear and tear, such as when your tires wear down to the point where they need to be replaced. In these instances, you will still have to pay for new tires. Extended car warranties are not lifetime warranties. They are an add-on protection plan that covers the cost of fixing your car if it breaks down. If you need to replace your car before the end of the warranty coverage period, the warranty provider will not cover the cost to purchase a new one.

Should you get an extended car warranty?

If you are worried that your car might break down at some point, an extended car warranty can help protect you from the financial burden of paying for the repairs upfront. As with any other type of car insurance, it is important to do your homework and shop around to make sure you get the best deal and coverage available.When shopping for an extended car warranty, it is important to consider the coverage period and the parts and labor deductibles. The length of coverage will depend on your car’s make and model, but 36 to 60 months is the typical range. The coverage period will affect your monthly payment amount and the cost of the deductible.A good car warranty offers peace of mind by covering the cost of fixing your car in the event of a breakdown. It is important to remember that a warranty only covers the cost of fixing your car. If you have to pay for the cost of a rental car or have to pay for the repairs out of pocket, the warranty will not cover those costs.

Final words

Whether or not an extended car warranty is right for you will depend on your individual situation. The length of coverage offered by an extended car warranty will depend on your car’s make and model. If you have a long-term relationship with a single car, an extended car warranty may be worth the investment. If you only plan to own your car for a few years and don’t anticipate major repairs, an extended car warranty may not be worth the cost.If you are considering going with an extended car warranty, you should do your research and shop around to find a good deal. It is important to do your homework to make sure you are getting a good deal and coverage that meets your needs.